讲座题目：Uncovering the mystery of China’s success in FinTech

主讲人：谢绚丽  北京大学

讲座时间：2025年11月4日（星期二）14:00-15:30

讲座地点：沙河校区13号楼215室

主讲人简介：谢绚丽，北京大学博雅青年学者、教育部长江青年学者、北京大学国家发展研究院副研究员、北京大学数字金融研究中心副主任。于美国北卡罗莱纳大学教堂山分校（The University of North Carolina at Chapel Hill）获战略管理博士学位，北京大学获得工商管理学士和硕士学位。研究方向包括创新创业、数字化转型、海外发展以及公司治理。多次承担国家自然科学基金、社会科学基金等研究课题，研究成果发表于Strategic Management Journal、Organization Science、Journal of International Business Studies、Journal of Management、Journal of Business Venturing、Strategic Entrepreneurship Journal、《管理世界》、《经济学（季刊）》、《南开管理评论》等国内外权威期刊。

讲座摘要：This study aims to uncover the driving forces underlying the rapid development of FinTech in China. Exploiting the announcement of FinTech-related national policies in 2015 as a plausibly exogenous shock, we find that politically connected banks engage in FinTech adoption in a more active manner than non-connected counterparts after 2015, manifested as more mentions of FinTech-related activities in their annual reports and more applications of FinTech-related patents. In addition, the effects are heterogeneous between state banks and non-state banks. Last, we examine the economic consequences of FinTech adoption and find that FinTech adoption lowers the likelihood of a bank receiving administrative punishments and lowers banks’ expenses on employees.

本讲座受到“永利集团30442025年专题学术讲座计划”和“永利集团3044青年科研创新团队支持计划”资助。

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